How to transfer money using capitec without app?

Question: How to transfer money using capitec without app?

There are two ways to transfer money using Capitec without the app:

1. Using USSD:

   • Dial 1203279# on your phone.
   • Reply 9 to send cash.
   • Accept the terms and conditions.
   • Reply 1 to choose the "From" account.
   • Enter the amount you want to send.
   • Create a 4-digit secret code that the recipient will need to provide to collect the cash.
   • Enter your mobile banking PIN.

2. Using internet banking:

   • Log in to Capitec internet banking.
   • Go to the payments menu.
   • Select Send Cash.
   • Click Continue to send cash.
   • Select the "From" account.
   • Enter the amount to be sent.
   • Create a 4-digit secret code.
   • Click Send the Cash.
   • Open the Capitec app and approve the authorisation message.

Please note that you can only send up to R1,000 per transaction using USSD. The daily limit is R1,000 and you can send up to R24,999 cash per month.

To transfer money to another Capitec account using USSD or internet banking, you will need the recipient's account number. To transfer money to an account at another bank, you will need the recipient's account number and their bank's branch code.

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