What makes a budget a zero-based budget?

Question: What makes a budget a zero-based budget?

A zero-based budget means every dollar you earn is assigned a purpose before the month begins, with the goal being that your income minus your expenses equals zero. It forces you to justify all expenses, making sure every bit of income is accounted for, and nothing is left unallocated. This method encourages mindful spending and can help identify areas where you can cut back.

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